Motorcycle Insurance – I Need a Free Policy Review and Honest Quote!
At tutenagency we pride ourselves on being a value-add to our clients. No fluff or unnecessary recommendations. Just expert guidance, transparent quotes and unparalleled service. Sign up below and discover the tutenagency difference.
We customize your motorcycle insurance coverage to fit your needs
An insurance policy from tutenagency can provide valuable protection for your motorcycle, scooter, or trike, whether you rely on it as your primary means of transportation or use it for weekend excursions. Additionally, having insurance coverage can offer you financial security in the event of an accident. It's worth noting that numerous states mandate motorcyclists to obtain a minimum level of insurance coverage to ensure legal operation on public roads.
Bodily injury liability coverage
Helps cover medical expenses and lost wages resulting from an injury or death caused by you while driving, including passengers in some states. However, it does not cover your own medical bills.
Property damage liability
Helps cover the cost of repairing damage to someone else's property caused by you, such as vehicles, residences, or storefronts. It does not cover repairs to your own motorcycle.
Medical payments coverage
Assists in covering necessary medical expenses, including ambulance rides and X-rays, resulting from injuries to you or your passengers on your motorcycle.
Personal injury protection
Can reimburse you for various expenses, including medical bills, lost income, funeral expenses, and childcare, if you're injured in an accident. Please note that this coverage is not available in all states.
Collision coverage
Addresses damage to your motorcycle resulting from collisions with other objects, such as vehicles, trees, or buildings. It can also cover your bike in case of an upset, such as falling over or sliding out. You can choose your deductible for this coverage.
Comprehensive coverage
Covers damages to your motorcycle caused by incidents other than collisions, including flooding, wind, vandalism, and theft. The coverage typically extends up to the actual cash value of your bike, and you can select your deductible.
Uninsured/underinsured motorist bodily injury coverage
Covers injuries to you and your passenger if you're involved in an accident caused by an uninsured or underinsured driver.
Towing and labor coverage
Reimburses you for towing and related labor costs if your motorcycle breaks down or if you're involved in an accident.
Rental reimbursement coverage
Helps cover the cost of a rental vehicle if your motorcycle is stolen or being repaired.
Motorcycle and off-road vehicle transport trailer damage coverage
Covers damage and loss of your trailer and motorcycle resulting from collisions, rollovers, and various natural and man-made events, such as earthquakes and vandalism.
Lease/loan gap coverage
Pays the difference between the value of your motorcycle and the amount you still owe on your loan or lease if your bike is totaled or stolen. This coverage requires comprehensive and collision coverage on the same policy.
H.L. "Rye" Tuten, III
President & CEO
“Welcome to tutenagency, where expertise meets personalized protection. We specialize in crafting bespoke coverage plans to safeguard your unique lifestyle. Let us bring you peace of mind by tailoring solutions that make sense for you.”
Price
Understandably, everyone wants to save money. Like you, many individuals are looking for insurance that doesn't break the bank. Switching to a more affordable provider could free up funds for those things you've been dreaming of – whether it's a family vacation, home improvements, or simply having a little extra for the things you enjoy.
Coverage
We get it – insurance isn't just a piece of paper; it's peace of mind. If you've ever worried about whether your current policy would really cover you in a time of need, you're not alone. Switching to a provider that offers coverage tailored to your specific life circumstances can bring you the assurance that you and your loved ones are protected.
Customer Service
Customer service matters because you deserve to be heard and supported when you need it most. Switching to a provider that treats you as a person, not just a policy number, can make a world of difference in your insurance experience. Imagine having a dedicated agent who knows your name and understands your unique situation.
Policy Changes
Life doesn't stand still, and neither should your insurance. If your family is growing, or you've recently made significant life changes, switching to an insurer that adapts your coverage as your life evolves ensures that your policy stays in sync with your needs.
Better Benefits
Sometimes, it's the little things that matter. Imagine having a trusted insurance partner who not only offers great coverage but also provides additional perks that make your daily life easier – like a stress-free claims process or added services that go above and beyond.
Latest Blog & Articles
- May 17, 2024
Severe hail damage has the potential to deem a car a total loss more readily than one might anticipate. Given that hail typically affects the
- May 17, 2024
Adopting a dog means adding a new member to your family who will be part of all your moments, good and bad. It’s an exciting
- May 17, 2024
Pet insurance protects pet owners, offering financial relief during unforeseen medical emergencies or illnesses. With the rising cost of veterinary care, particularly for serious conditions
Communicate with Us!
Have questions about insurance policies, billing, claims or anything else? No problem! Reach out and we’d be happy to help.