Boaters Insurance – I Need a Free Policy Review and Honest Quote!
At tutenagency we pride ourselves on being a value-add to our clients. No fluff or unnecessary recommendations. Just expert guidance, transparent quotes and unparalleled service. Sign up below and discover the tutenagency difference.
We customize your boaters insurance coverage to fit your needs
Boat coverage provides comprehensive protection for your watercraft throughout the year, regardless of whether it is used regularly on the water or stored during the winter season. Discover the different optional coverage options available and understand how boat coverage effectively safeguards you, your boat, and your passengers. Explore how tutenagency is dedicated to ensuring the protection of boat owners.
Watercraft medical payments coverage
Can provide financial assistance for medical expenses or funeral costs in the event of an accident involving you or anyone on your boat, helping to alleviate the burden of unexpected healthcare expenses.
Watercraft liability coverage
Offers protection by covering repair or replacement costs, medical expenses, loss of income, and funeral expenses for individuals involved in an accident with your boat, safeguarding you from significant financial liabilities.
Property coverage
Ensures that if your boat is damaged due to collisions with other boats, docks, piers, buoys, or debris, the associated repair costs will be covered, providing peace of mind and financial protection against unexpected damage.
Repair cost endorsement coverage
Extends coverage to your boat, motor, boat equipment, or trailer up to the specified policy limits, ensuring that repair or replacement expenses are covered, allowing you to maintain your watercraft without incurring significant out-of-pocket costs.
Emergency services coverage
Reimburses you up to $100 for reasonable towing expenses, mechanical labor at the breakdown location, and delivery of essential supplies such as fuel, oil, or batteries, offering valuable assistance and financial support during unexpected breakdowns.
Uninsured watercraft coverage
Helps cover injuries sustained by you, your family, or anyone on your boat in an accident involving an uninsured boater, ensuring that medical costs and other related expenses are taken care of even if the other party lacks appropriate insurance coverage.
Agreed value option
Ensures that in the event of a covered loss, you will be reimbursed for the value of your boat at the start of the policy, unaffected by fluctuations in the current market value, providing a predictable and fair settlement.
Personal effects coverage
Safeguards your fishing equipment and personal belongings by covering expenses for damages, losses, or theft, allowing you to enjoy your boating experience without worrying about the financial implications of such incidents.
Additional boat equipment coverage
Provides protection for your boat accessories, including anchors, life jackets, and navigation gear, up to the specified policy limits, ensuring that your valuable equipment is covered in case of damage, loss, or theft.
Boat trailer coverage
Safeguards against damages to your trailer resulting from accidents or unforeseen incidents, providing coverage up to the specified policy limits, and giving you financial protection and peace of mind when transporting your boat.
H.L. "Rye" Tuten, III
President & CEO
“Welcome to tutenagency, where expertise meets personalized protection. We specialize in crafting bespoke coverage plans to safeguard your unique lifestyle. Let us bring you peace of mind by tailoring solutions that make sense for you.”
Price
Understandably, everyone wants to save money. Like you, many individuals are looking for insurance that doesn't break the bank. Switching to a more affordable provider could free up funds for those things you've been dreaming of – whether it's a family vacation, home improvements, or simply having a little extra for the things you enjoy.
Coverage
We get it – insurance isn't just a piece of paper; it's peace of mind. If you've ever worried about whether your current policy would really cover you in a time of need, you're not alone. Switching to a provider that offers coverage tailored to your specific life circumstances can bring you the assurance that you and your loved ones are protected.
Customer Service
Customer service matters because you deserve to be heard and supported when you need it most. Switching to a provider that treats you as a person, not just a policy number, can make a world of difference in your insurance experience. Imagine having a dedicated agent who knows your name and understands your unique situation.
Policy Changes
Life doesn't stand still, and neither should your insurance. If your family is growing, or you've recently made significant life changes, switching to an insurer that adapts your coverage as your life evolves ensures that your policy stays in sync with your needs.
Better Benefits
Sometimes, it's the little things that matter. Imagine having a trusted insurance partner who not only offers great coverage but also provides additional perks that make your daily life easier – like a stress-free claims process or added services that go above and beyond.
Latest Blog & Articles
- May 17, 2024
Severe hail damage has the potential to deem a car a total loss more readily than one might anticipate. Given that hail typically affects the
- May 17, 2024
Adopting a dog means adding a new member to your family who will be part of all your moments, good and bad. It’s an exciting
- May 17, 2024
Pet insurance protects pet owners, offering financial relief during unforeseen medical emergencies or illnesses. With the rising cost of veterinary care, particularly for serious conditions
Communicate with Us!
Have questions about insurance policies, billing, claims or anything else? No problem! Reach out and we’d be happy to help.
